Investing under normal circumstances can be stressful, but today may feel incredibly daunting. We’ve navigated decades of rough waters, don’t go it alone. Your financial well being is our only goal.
Products
Stocks
Bonds - Government Municipal & Corporate
Mutual Funds
Exchange Traded Funds (ETF’s)
Unit Investment Trusts
Certificates of Deposit
Money Market Funds
Insurance - Life, Variable and Fixed Annuities & Long-Term Care Insurance
Services
Advice on Buying and Selling Securities
Securities are simply tools for investing - not so simple is knowing when or how to use them. That’s where we come in. We will share strategies for current environments to help you build and preserve your wealth.
Pension Plan Rollover Options
We can help you determine if you have the option to take a lump sum distribution from your pension and roll it into a self-directed IRA. If you do roll your pension into a self-directed IRA - you have complete control over these retirement funds. Once you opt to annuitize your pension, you normally have no option to change.
Retirement Plans
Pensions and defined benefit plans are becoming a thing of the past. The responsibility of saving for retirement has fallen almost entirely on the individual. GIS can help you prepare for retirement working with your tax preparer to ensure your dollars fund the correct type of IRA and stay invested according to your goals: Traditional or Roth.
- IRA’s: Traditional, ROTH, SEP, & SIMPLE
- Employer/Small Business: 401(k), & SIMPLE IRA’s
Medicare Enrollment Help and Advice
Medicare enrollment is a bit of a maze and can be tricky. If you would like some advice, you can speak with a team member who has been through the process of enrolling in Medicare and will be happy to answer any questions they can.
Employer Retirement - Plan, Review, and Consultation
Employer plans: We can review your Employer sponsored plan details and investment options, working with you to prevent security overlap, possible loss of match dollars and to determine how future benefits will impact your retirement income needs: 401(k), 403(b), Pension Plans and Defined Benefit or Defined Contribution plans
College Planning
The estimated cost of a four year college 18 years from now is something akin to buying a modest home. It’s important to start looking at your college savings options early. GIS can help you with options such as 529 college savings plans.
Financial Wellness Check
When can I retire? What happens to my 401(k) when I change jobs? How much insurance do I need? My parent just passed, what now?
There are so many facets of life that can affect your financial growth and stability and we are constantly educating ourselves to be your first call to discuss them all. Our support stems from extensive experience, on-going education, and LPL’s vast network of resources along with our desire to pay-it-forward.
So bring us your most unique questions and allow us the opportunity to see if we can either answer them or guide you to the support you need.
We’re all on our way to a better future aptly defined by the fruits of our labor - whether Germinated, Grown, or Preserved. Let’s plan for the journey together one step at a time.
